We’ve got you covered
Employee Group Benefits
We specialize in all types of group plans - Traditional Insured Plans, Administrative Services Only (ASO), and fully pooled plans.
There are many factors to consider when it comes to group benefits:
Which benefits are mandatory and which are optional?
Which employees are eligible to be on the plan - can I choose who to give benefits to?
What is the standard offering for benefits in my industry?
What co-pay amount should I use?
How do co-pay arrangements work? Are there any implications?
Why do insurance companies ask for increases every year?
How are renewals calculated? How do I know if it is fair or not?
This is why it is absolutely necessary to have a competent advisor. Your focus should be on running your business - leave your group benefits to us!
Private Health Services Plan (PHSP)
For health or dental claims that are not reimbursed by your benefit plan, we can offer a Private Health Services Plan (PHSP). Using a PHSP can help transfer expenses from "personal after tax” dollars to “corporate pre-tax” dollars. This method is fully recognized by the CRA.
Please contact us and we can walk you through the steps of claiming through a PHSP.
Individual Health and Dental Plan
We have a partnership with Greenshield Canada for individual health and dental. This plan is geared towards employees who are retiring, contractors, and sole-proprietorships. Of all the individual health and dental plans on the market, Greenshield has the best rates for those age 65 and older.
Please contact us or visit: